Buying your first home with a bonus
$3,000 cash back
Terms & conditions apply.*
Home Loans for RTBU Members, their family and friends
Over 160 years ago a small group of Victorian locomotive drivers got together and unionised their workplace causing a ripple effect across the country. Over the coming years, rail workers everywhere started to band together to protect themselves and their workmates.
In order to promote strength through solidarity, these groups then began to merge, ultimately resulting in what is today known as the as the Rail, Tram and Bus Union (RTBU) which proudly represents 35,000 workers across the rail industry and in public transport.
The RTBU is one of Australia’s oldest unions and has an extremely proud past. It is the union that was responsible for the 1912 Brisbane Tramway Strike, the 1917 Railways Strike in NSW, the 1969 Tramways Stike in VIC – all of which turned into massive general strikes across the whole of Australia, and which were the start of significant social change which has improved the lives of all Australians.
It is with this spirit of solidarity that we have partnered with Finsure to create ‘RTBU Home Loans’ to deliver RTBU Members, their family and friends support beyond the workplace and provide access to a panel of trusted Aussie lenders with some of the best home loan offers in the country.
The service is free for those who use it and when a loan is settled, the RTBU receives 20% of the Commission that the lender pays to Finsure – a commission which would have been paid anyway. This amount is then used for things like delegate training, fighting funds, political campaigning and other activities all of which directly improve the lives of RTBU Members and their families.
If you want to get a better deal on your home loan, you can trust RTBU Home Loans.
Find the solution that fits you
Our loans are built to suit borrowers from different circumstances. Get in touch with one of our home loan specialists today to find the solution that fits you.
Why choose RTBU Home Loans?
Without working in the home loan space, it’s next to impossible to know what the latest deals are and if you qualify. Thankfully, you don’t have to worry about that – as an RTBU member, you have access to the RTBU Home Loan team, who will do the work for you, research your home loan options and present the one that is ideal for your needs.
Property Purchase
Is it time to own your own home? Perhaps time to upgrade or change the scenery? Whether a purchase veteran or a first home buyer, we can help you. We know the ins and outs of property purchase and have deals with reputable lenders who we search through to source your ideal financial solution.
Its our job to help you research, supply paperwork and submit your application to the lender once we all feel confident. We then liaise with the lender for any further requirements like valuations or follow up paperwork which we continue right through to settlement to ensure you experience a supported and easy process.
Investment Lending
Investment lending is a different space to standard residential lending and comes with its own set of intricacies.
We understand this can seem a bit complex, but we’re here to simplify the process for you. We will explain the differences between owner-occupied and investment products, we will help with the paperwork, research your options and help you to secure your ideal finance.
Refinancing Your Loan
When was the last time you had a home loan health check? If it was any more than 6 months ago, your loan may no longer be your ideal fit. Think how much changes over time, job roles, wages, family size, age of family, outgoing costs…This is why it is important to ensure you have your ideal home loan.
With a sharp fit on your finance, you could pay your loan off sooner, avoid paying interest you don’t need to pay or cut those monthly repayments.
If it’s been a while since you had your loan looked at, we recommend getting in touch with one of our trusted team today.
Buying Your First Home
Are you a first home buyer looking to step into the housing market? We understand there is a lot to consider, and we can help you navigate through it!
Here are some of the questions to consider:
- Do you have a deposit or know how much you need?
- Do you know your budget and preferred location?
- Do you understand the application process?
Our loan specialists have helped many Australians secure their first home. We can also help you apply for a First Home Owner Grant, which allows Australians to get the funds they need to buy or build their first home. Reach out to us today to have all the questions answered!
*Available through ANZ Bank. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.
Offer can be withdrawn at any time. Maximum one bonus per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. To be eligible to receive the bonus First Home Buyers must hold an ANZ Access Advantage, ANZ Plus or ANZ One offset account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying.
ANZ offers a maximum of a single payment of $3,000 to be credited to a nominated Eligible ANZ Account to eligible first home buyer applicants in respect of an Eligible Application, subject to the terms and conditions of the Offer.
The applicant(s) must have an Eligible ANZ account, being an ANZ Access Advantage, ANZ One Offset or ANZ Plus account in the name of the borrower(s) at the time of drawdown to receive this Offer. In the case of Joint Home Loan Applications where you do not have a Joint Eligible ANZ account and you have not nominated which ANZ Access Advantage, ANZ One Offset or ANZ Plus account you would like the First Home Buyer Bonus amount paid into, ANZ may choose to pay the First Home Buyer Bonus amount into an ANZ Access Advantage, ANZ One Offset or ANZ Plus account in the name of one of the eligible applicants.
Information is correct at the time of publishing and is subject to change. All fees include GST. All applications are subject to specific lending criteria.
